方汉明教授的主要研究领域为公共经济学和劳动力经济学。他是美国经济学界在应用微观经济学领域的学术带头人之一；现任公共经济学期刊和国际经济评论共同主编，和多家其他期刊，包括经济学期刊美国经济评论的编委。他研究兴趣广泛，研究方法上擅长将理论和实证紧密结合。他的具体研究课题包括歧视经济学的理论和实证方法，社会保障体制包括医疗保险市场和穷人福利制度的理论和实证的研究，人寿保险市场和社会经济学等方面。他在医疗保险市场和歧视经济学的研究成果影响深远。在歧视经济学方面，他的研究提供了区分基于偏见（prejudice ）和统计性歧视（Statistical Discrimination）的实证方法，并被法学界应用。他在医疗保险市场方面的研究获得了国际卫生经济学会颁发的每年一度的最佳健康经济学肯尼斯·阿罗大奖。他的研究得到美国国家科学基金和美国国家医疗研究基金的资助。他还是美国国家经济研究局（National Bureau of Economic Research）和宾夕法尼亚大学人口研究所的研究员。

现任职务：美国宾夕法尼亚大学经济系教授。

教育经历：

本科（BA）1989-1993 中国复旦大学世界经济

硕士（MA）1994-1995 美国弗吉尼亚大学（University of Virginia）经济学

博士（PhD）1995-2000 美国宾夕法尼亚大学 （University of Pennsylvania）经济学

工作经历及研究领域：

助理教授 2000-2005 美国耶鲁（Yale）大学经济系副教授

2005-2007 美国耶鲁（Yale）大学经济系副教授

2007-2009 美国杜克（Duke）大学经济系正教授

2010至 今 美国宾夕法尼亚大学（University of Pennsylvania）经济系

个人简介：

助理教授 2000-2005 美国耶鲁（Yale）大学经济系

副教授 2005-2007 美国耶鲁（Yale）大学经济系

副教授 2007-2009 美国杜克（Duke）大学经济系

正教授 2010至 今 美国宾夕法尼亚大学（University of Pennsylvania）经济系

他是美国经济学界在应用微观经济学领域的学术带头人之一；现任公共经济学期刊和国际经济评论共同主编，和多家其他期刊，包括际顶尖经济学期刊《美国经济评论》的编委。他研究兴趣广泛，研究方法上擅长将理论和实证紧密结合。 他的具体研究课题包括歧视经济学的理论和实证方法，社会保障体制包括医疗保险市场和穷人福利制度的理论和实证的研究，人寿保险市场和社会经济学等方面。他在医疗保险市场和歧视经济学的研究成果影响深远。在歧视经济学方面，他的研究提供了区分基于偏见（prejudice ）和统计性歧视(Statistical Discrimination)的实证方法，并被法学界应用。他在医疗保险市场方面的研究获得了国际卫生经济学会颁发的每年一度的最佳健康经济学肯尼斯。阿罗大奖。 他的研究得到美国国家科学基金和美国国家医疗研究基金的资助。 他还是美国国家经济研究局（National Bureau of Economic Research）和宾夕法尼亚大学人口研究所的研究员。

July 2019 Population Aging, Retirement Income Security, and Asset Markets in China

NBER Reporter 2019 number 2

May 2019 Factions, Local Accountability, and Long-Term Development: Theory and Evidence

with Linke Hou, Mingxing Liu, Lixin Colin Xu, Pengfei Zhang: w25901

January 2019 Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys

with Katja Hanewald, Hazel Bateman, Shang Wu: w25491

November 2018 In the Shadows of the Government: Relationship Building During Political Turnovers

with Zhe Li, Nianhang Xu, Hongjun Yan: w25300

October 2018 Partial Rating Area Offering in the ACA Marketplaces: Facts, Theory and Evidence

with Ami Ko: w25154

September 2018 The Chinese Pension System

with Jin Feng: w25088

The Long-Term Consequences of Having Fewer Children in Old Age: Evidence from China’s “Later, Longer, Fewer” Campaign

with Yi Chen: w25041

December 2017 Inferring the Ideological Affiliations of Political Committees via Financial Contributions Networks

with Yiran Chen: w24130

June 2017 Exit, Voice or Loyalty? An Investigation into Mandated Portability of Front-Loaded Private Health Plans

with Juan Pablo Atal, Martin Karlsson, Nicolas R. Ziebarth: w23468

March 2017 Life Insurance and Life Settlement Markets with Overconfident Policyholders

with Zenan Wu: w23286

October 2016 Multidimensional Private Information, Market Structure and Insurance Markets

with Zenan Wu: w22773

March 2016 Detecting Potential Overbilling in Medicare Reimbursement via Hours Worked

with Qing Gong: w22084

December 2015 The Dynamics of Adjustable-Rate Subprime Mortgage Default: A Structural Estimation

with You Suk Kim, Wenli Li: w21810

October 2015 Rosca Meets Formal Credit Market

with Rongzhu Ke, Li-An Zhou: w21683

May 2015 Demystifying the Chinese Housing Boom

with Quanlin Gu, Wei Xiong, Li‐An Zhou

in NBER Macroeconomics Annual 2015, Volume 30, Martin Eichenbaum and Jonathan A. Parker, editors

Mothers' Employment and Children's Educational Gender Gap

with Xiaodong Fan, Simen Markussen: w21183

April 2015 Demystifying the Chinese Housing Boom

with Quanlin Gu, Wei Xiong, Li-An Zhou: w21112

October 2014 Insurance Markets for the Elderly

w20549

Published: Insurance Markets for the Elderly, in Handbook of the Economics of Population Ageing , Volume 1A, Chapter 5, p. 237-309, edited by John Piggott and Alan Woodland, November 2016.

July 2014 The Gradients of Power: Evidence from the Chinese Housing Market

with Quanlin Gu, Li-An Zhou: w20317

September 2013 Inference of Bidders' Risk Attitudes in Ascending Auctions with Endogenous Entry

with Xun Tang: w19435

January 2013 Equilibrium Labor Market Search and Health Insurance Reform

with Naoki Aizawa: w18698

July 2012 Testing for Racial Prejudice in the Parole Board Release Process: Theory and Evidence

with Shamena Anwar: w18239

March 2012 Why Do Life Insurance Policyholders Lapse? The Roles of Income, Health and Bequest Motive Shocks

with Edward Kung: w17899

September 2011 An Experimental Study of Alternative Campaign Finance Systems: Donations, Elections and Policy Choices

with Dmitry A. Shapiro, Arthur Zillante: w17384

March 2011 Testing for the Role of Prejudice in Emergency Departments Using Bounceback Rates

with Shamena Anwar: w16888

October 2010 Estimating Dynamic Discrete Choice Models with Hyperbolic Discounting, with an Application to Mammography Decisions

with Yang Wang: w16438

April 2010 Theories of Statistical Discrimination and Affirmative Action: A Survey

with Andrea Moro: w15860

Published: Theories of Statistical Discrimination and A

rmative Action: A Survey, (with Andrea Moro), Handbook of Social Economics, Vol I, edited by Jess Benhabib, Alberto Bisin, and Matthew Jackson, North-Holland, November 2010, 76 pages.

February 2010 How Does Life Settlement Affect the Primary Life Insurance Market?

with Edward Kung: w15761

October 2009 Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment

with Hongbin Cai, Yuyu Chen, Li-An Zhou: w15396

April 2009 Does Affirmative Action Lead to Mismatch? A New Test and Evidence

with Peter Arcidiacono, Esteban M. Aucejo, Kenneth I. Spenner: w14885

February 2008 Toward an Efficiency Rationale for the Public Provision of Private Goods

with Peter Norman: w13827

Toward an Efficiency Rationale for the Public Provision of Private Goods (with Peter Norman), This Version, June 2012, forthcoming, Economic Theory. citation courtesy of

Optimal Provision of Multiple Excludable Public Goods

with Peter Norman: w13797

October 2007 Observational Learning: Evidence from a Randomized Natural Field Experiment

with Hongbin Cai, Yuyu Chen: w13516

September 2007 Dynamic Inefficiencies in Employment-Based Health Insurance System Theory and Evidence

with Alessandro Gavazza: w13371

Time-Inconsistency and Welfare Program Participation: Evidence from the NLSY

with Dan Silverman: w13375

June 2006 Sources of Advantageous Selection: Evidence from the Medigap Insurance Market

with Michael P. Keane, Dan Silverman: w12289

September 2005 Eat, Drink, Firms and Government: An Investigation of Corruption from Entertainment and Travel Costs of Chinese Firms

with Hongbin Cai, Lixin Colin Xu: w11592

August 2005 Separate When Equal? Racial Inequality and Residential Segregation

with Patrick Bayer, Robert McMillan: w11507

April 2005 An Alternative Test of Racial Prejudice in Motor Vehicle Searches: Theory and Evidence

with Shamena Anwar: w11264